AI sends instant transaction alerts with masked details and dispute links. Autonomous delivery ensures customers know about charges immediately.
Fraud detection relies on customers noticing unauthorized transactions quickly. Without real-time alerts, fraudulent charges accumulate over days or weeks before being caught, increasing financial damage and complicating dispute resolution. Delayed notifications also erode customer trust in the financial institution.
MultiMail's autonomous mode delivers instant email alerts for every financial transaction, login attempt, and account change. The AI composes alerts with appropriately masked card numbers, transaction details, and immediate dispute links for unauthorized activity. Zero human delay ensures customers can act on suspicious charges within minutes.
When a transaction is processed, the event triggers MultiMail's AI agent with transaction details including amount, merchant, card used, and timestamp.
The AI applies PCI-DSS compliant masking to card numbers and account details. Only the last 4 digits of the card are included in the alert.
In autonomous mode, the alert is delivered within seconds of the transaction. The email includes transaction details, merchant information, and a prominent link to dispute unauthorized charges.
If the customer replies or clicks the dispute link, the AI routes the response to the fraud team immediately for investigation.
import requests
from datetime import datetime
API = "https://api.multimail.dev/v1"
HEADERS = {"Authorization": "Bearer mm_live_xxx"}
def send_transaction_alert(customer: dict, transaction: dict):
"cm"># Mask card number (PCI-DSS compliant)
masked_card = f"****{transaction[&"cm">#039;card_last4']}"
body = (
f"Transaction Alert\n\n"
f"Amount: ${transaction[&"cm">#039;amount']:.2f}\n"
f"Merchant: {transaction[&"cm">#039;merchant']}\n"
f"Card: {masked_card}\n"
f"Date: {transaction[&"cm">#039;timestamp']}\n"
f"Location: {transaction[&"cm">#039;location']}\n\n"
f"If you made this transaction, no action is needed.\n\n"
f"If you did NOT authorize this charge:\n"
f"1. Dispute immediately: {transaction[&"cm">#039;dispute_url']}\n"
f"2. Call us: {transaction[&"cm">#039;fraud_hotline']}\n\n"
f"Do not reply to this email."
)
return requests.post(
f"{API}/send",
headers=HEADERS,
json={
"from": "[email protected]",
"to": customer["email"],
"subject": f"Transaction alert: ${transaction[&"cm">#039;amount']:.2f} at {transaction['merchant']}",
"text_body": body
}
).json()Send an instant transaction alert with masked card details and dispute link.
import requests
API = "https://api.multimail.dev/v1"
HEADERS = {"Authorization": "Bearer mm_live_xxx"}
def send_login_alert(customer: dict, login: dict):
body = (
f"Account Login Alert\n\n"
f"A {&"cm">#039;successful' if login['success'] else 'failed'} login "
f"was detected on your account:\n\n"
f"Time: {login[&"cm">#039;timestamp']}\n"
f"Device: {login[&"cm">#039;device']}\n"
f"Location: {login[&"cm">#039;location']}\n"
f"IP: {login[&"cm">#039;ip_address']}\n\n"
f"If this wasn&"cm">#039;t you, secure your account immediately:\n"
f"{login[&"cm">#039;secure_url']}\n\n"
f"Or call: {login[&"cm">#039;support_number']}"
)
return requests.post(
f"{API}/send",
headers=HEADERS,
json={
"from": "[email protected]",
"to": customer["email"],
"subject": f"Login alert: {&"cm">#039;New device' if login['new_device'] else 'Account access'} detected",
"text_body": body
}
).json()Alert customers about account login attempts from new devices or locations.
"cm">// Real-time transaction alert via MCP
await mcp.send_email({
from: "[email protected]",
to: customer.email,
subject: `Transaction alert: $${transaction.amount} at ${transaction.merchant}`,
text_body: [
"Transaction Alert",
"",
`Amount: $${transaction.amount}`,
`Merchant: ${transaction.merchant}`,
`Card: ****${transaction.cardLast4}`,
`Date: ${transaction.timestamp}`,
"",
"If you did NOT authorize this charge:",
`Dispute: ${transaction.disputeUrl}`,
`Call: ${transaction.fraudHotline}`
].join("\n")
});Use MultiMail MCP tools for transaction alerting.
Customers learn about charges within seconds, enabling them to dispute unauthorized transactions before additional fraudulent charges accumulate.
Card numbers are automatically masked to show only the last 4 digits, maintaining PCI-DSS compliance in email communications.
Prominent dispute links in every alert let customers flag unauthorized charges immediately, speeding up fraud resolution.
Autonomous mode sends alerts within seconds of the transaction. Human review delays would defeat the purpose of real-time fraud detection.
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